What We Offer :: LoanNow

Step 1 Choose the Amount

Move the sliders on the homepage and decide exactly how much cash you need and after how many days you’d like to repay us. We'll show the full cost of your loan in real-time and once you're happy click the ‘apply now’ button.

Step 2. Complete our secure online application form.

You will need to provide us with your personal information on our online application form so that we can determine if you qualify for the loan you want. You will need to provide us your ID number, employment details, monthly income and expenses as well as your bank account information. We will provide you with a decision immediately.

Step 3. We verify your income.

Once your loan has been approved, we will need to verify your income. You will need to provide us with your most recent payslip or bank statement which clearly shows your personal details as well as your income. To find out more about what and how to upload, email us at info@loannow.co.zm.

Step 4. Collect the money from our offices

We will be hard at work behind the scenes to verify your income and once we are done you will be able to come to our offices to collect the amount

Short term credit

We don’t want to keep you in debt. That may sound odd coming from any lender, but LoanNow Solutions provides fast cash advances for a few weeks or months. We’ll only lend you money for up to 18 months and you are always free to pay us back early with no hidden fees.

So please think very carefully before you apply, because we expect you to repay us when you promise to. If you have any doubts or are unsure you'll be able to do that comfortably, please don’t apply in the first place.

Transparency

We'll always tell you upfront what the total cost of your loan will be. Please take a moment to look at our services available on the front page. All loan information is shown on our slider so you can view the cost breakdown of a loan before you apply.

Failure to stick to your side of the deal

The only way costs will mount beyond our initial calculation is if you aren’t able to make the repayment on the agreed repayment date. We will contact you on the due date specified on the loan application . Our collections team will keep trying to contact you to discuss the situation. and if your circumstances have changed significantly, they will do their best to offer a solution and come to an arrangement that helps you get back on your feet.

We don’t believe in applying on-going charges, but interest and service fees will continue to mount on your balance for a period. If you don't work with us and we can't recover the money over a reasonable period, your account may be passed to an external legal collections partner, which means additional costs could be added to the amount you already owe.

Continued failure to repay a loan will also mean credit bureaus will record the outstanding debt. Records remain on file for a number of years after they are closed, whether settled by you or defaulted.

Finally, your trust rating and your next Loan Now application may be impacted, and you probably won't be able to borrow from us again.

None of these things are worth the risk, so if you have doubts about whether you'll be able to repay a loan, please don't put yourself under more financial pressure by applying.